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Holy Cow!!! We got our 4th textscam today! 

This one was hidden in our text folder and was actually received prior to the third textscam posted today.

This 4th textscam arrived from 609-379-9736 and read:

“You’re Approved! 4.49% APR FHA Fixed Rate Mortgage! 3.25% APR Equity Line! Call Liberty Mortgage Lender NOW: 1-888-608-7490 Approval Code: 3671″

We look forward to calling them up!

It looks as though it might be a long autumn and winter with textscammers.  We just received our THIRD textscam today.  This time it was from 714-732-8107 and it read:

“Do you have 10k or more in credit card debt?  Our debt relief program CUTS your payments and total debt by over HALF.  No upfront fees.  May we contact you?”

We decided to call them back and received an automated recording from the phone company stating that the person has not set up their voicemail yet.  Since that didn’t work, we sent a text back asking how we could contact them with hopes of them calling us. 

Thankfully our ‘great’ state of New York allows for only one party to consent to the taping of a phone conversation for it to be legal and we look forward to such a conversation.

As if the 8AM textscam wasn’t bad enough, we just received another likely textscam.  This time from 714-732-8107:

“Do you have 10k or more in credit card debt?  Our debt relief program CUTS your payments and total debt by over HALF.  No upfront fees.  May we contact you?”

Unless they’re talking about debt that’s already been sold to a collection agency for pennies on the dollar — in which case the debtor is already screwed – they’re likely to be the same type of people who would knock over an elderly woman into a snowbank and then steal her purse. 

Sigh…we long for the days of telescamming phone calls that allowed us to screw around with the scammer who called us - those…were…the…days! 

SInce the law finally cracked down on the many telescamming phone calls that we used to get on our Verizon Wireless phone we’ve switched to AT&T Wireless and discovered that we’re now able to receive text message scams.  Lucky us!

We received this text that smells highly of a scammer at 8AM fro 323-440-1334:

“Is your mortgage payment too high?  Our program can lower your high payments immediately.  Would you like to learn more about this?”

They might as well just text people asking for their social security number and call it a day.

The other day I received what looked to be a phishing scam text message from 951-308-2078 on my Verizon cell phone. 

“loanmod-gov.org Homeowners, lower your mortgage payment by doing a Loan Modification.  Late on payments OK,  Upsidedown equity OK.  May we give you a call?”

It seemed to be more shady than a mortgage broker holding a gun to your head on a dark alley. 

I took a look at the website for loanmod-gov.org and it just makes the case that it is a phishing scam more concrete.

They’re asking for all kinds of information, name, address and previous loan information details.  I feel sad for the chumps who actually fall for this.